WEALTH
MANAGEMENT SERVICES
Professionals
Financial Planning
We define and implement a tailored Investment
Policy using various financial products and
strategies to help achieve desired outcomes.
Investment Tax Planning
By understanding the various Schedules, deductions,
adjustments and credits on the tax return as well as
three principal forms of income (earned, passive and
portfolio), we may uncover ways to reduce a client’s
income tax liability.
Special Situations Planning
We have an acquired expertise in the types of events
that generally occur only once in a lifetime, such
as the sale of a business or commercial property,
divorce from a successful spouse, an inheritance, an
insurance settlement, or a lottery win.
Retirement Planning
Our core talent includes crafting personalized
retirement plans using proprietary software (and our
specialized processes) to help clients realize their
unique vision of financial independence.
Corporate Executives & Highly-Compensated Employees
Investment Risk Management
Our experience enables us to help our clients manage
risks associated with concentrated single stock
positions as well as advise retirement plan
fiduciaries/trustees.
10b5-1 Plans
We are able to advise on timing and disposition of
company stock for corporate insiders.
High Net-Worth Individuals
For high net-worth individuals, we offer
alternative investments such as managed futures,
energy exploration programs, REITs and derivatives
to help optimize a portfolio’s risk/reward.
IRC 1031 - Like-Kind Exchange
By utilizing provisions of the IRC, we assist
clients in deferring payment of capital gains taxes
resulting from the sell of income-producing real
estate or business property.
Corporations
Business Retirement Services
We can help determine appropriate retirement
plans for your company, including 401(k) plans, SEPs,
SIMPLEs and defined benefit plans.
Cash Management
We regularly advise on a range of highly liquid
short-term investments to fulfill operational
requirements and minimize risk to principal.
Deferred Compensation for Key Talent
We consult and structure deferred compensation
and supplemental 401(k) plans for executives or
specially-skilled talent.
ERISA 404(c)/Retirement Plan Consulting
We utilize industry “best practices” and
contemporary tools to reduce liability of qualified
plans and to enhance the overall plan-process.
Group Health and Welfare Plans
Our independent status allows us competitive
access to health, life, disability, long-term care
and pension insurance for employer-groups with major
insurance carriers.
